The health care industry, as we all know, has faced multiple challenges since the passage of The Affordable Care Act (ACA), as has the small business owner.

In this show, Bill, Rick, and their special guest Bill Pyott of New York Life, discuss both pre versus post ACA distinctions in terms of the requirements for small business health care coverage.

Learn your options for incorporating health care coverage costs into your business model.

Bill Pyott
New York Life

wfpyott@ft.newyorklife.com
949.215.7078


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Asset protection planning is all about taking chips off the table in good times, so that you still can walk away from the table a winner no matter what happens in bad times. Those who worry the most about asset protection are those who are the most likely to get sued, but average folks often get caught up in difficult situations, and thus if you have something to protect then the topic of asset protection should at least cross your mind. Join Bill and Rick to discuss exactly when and how you can best maximize your protection against unwanted creditors and lawsuits.

https://bottledbusinesssenseshow.com/bottled-business-sense-show/

Bill Bernard – WFBLegalConsulting.com
bill@wfblegalconsulting.com
949.698.6222

Rick Moscoso – Captivate365.com
rick@captivate365.com
949.667.1182

The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business.


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Join Bill and Rick with their special guest, Daphne Mallory, ESQ., to discuss the benefits and marketing strategies unique to a family-owned business. Once formalized, a family business can lead to not only prosperity in the workplace, but more quality time developing family relationships, as well as emotional ties that forge new commitments of trust between business owner and clients. Daphne Mallory, Esq. is a Contributor for The Entrepreneur Magazine and The Huffington Post, media personality, and international speaker and trainer on Family Business. Moreover, her work and life has been featured on ABC, CBS, Fox and NBC, The Dr. Oz Show, Self Magazine, Woman’s Day, Essence Magazine, Massachusetts Lawyers Weekly, Brown Alumni Magazine, and Black Enterprise. She is the talk show host and producer of Family Business with “Daphne” on 103.9 FM KDKI.


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Whether property is funded into a trust is primarily a matter of intent. With every comprehensive estate plan you should include not only an “Assignment of Personal Property,” which explicitly states that all personal property is intended to be funded into the trust, but also instructions as to how all other types of estate assets should be transferred into your trust. In this show, Bill and Rick discuss how each asset “type” is funded and what you should have prepared to ensure that end.

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Some employers discipline their employees by docking their pay or putting them on unpaid suspension for violating workplace rules. However, such a policy can create big problems if the employee whose pay is reduced is exempt from such suspensions because he or she is paid on a salary basis and generally exercises a certain degree of responsibility and discretion in doing the job. In this show, Bill and Rick discuss when salary deductions are applicable and how unpaid suspension exceptions apply.


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An Advance Healthcare Directive enables California residents to authorize someone to make healthcare decisions on their behalf in the event they become disabled or incompetent. Join Bill and Rick to discuss why this estate planning document can benefit you, and how it enables both you and your family to move forward should the need arise.

Sponsor:
Devin Doherty – Doherty Real Estate Group

866.338.4677
devin@dohertyrealestategroup.com
http://bestorangecountyhomesearch.com


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In order to protect yourself from transactions which occur during the course of your business, every contract you enter into on behalf of your business should be in writing in order to cement the terms of the contract in a form that is less susceptible to dispute. In this show, Bill and Rick discuss how you can be more assured of what you bargained for and therefore make yourself less likely to expose your assets to loss, should a “contrived” dispute arise.

Sponsor:
Rick Reigle
Edward Jones
949.249.8248
30110 Crowne Valley Pkwy
Suite #104
Laguna Hills, CA