Most people put “buy more life insurance” on the very bottom of the “things that excite me” list. But if you’ve realized that life insurance is often the most cost effective answer to several very important problems, you have probably also heard talk of an irrevocable life insurance trust. If you’re the owner of a policy and the insured person under the policy, the proceeds will be part of your taxable estate. An ILIT (pronounced EYE-let) is viewed by some as a time-tested and IRS approved way to avoid this scenario and protect those proceeds from the estate tax.

Join us this Tuesday to learn more on the Bottled Business Sense Show.

Bill Bernard – WFBLegalConsulting.com
bill@wfblegalconsulting.com
949.698.6222

Rick Moscoso – Captivate365.com
rick@captivate365.com
949.667.1182

The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business.


Building a relationship with a business partner requires just as much work as any marriage. By being aware of the challenges you will face, you can be prepared to confront issues such as differences in management styles, personal habits and financial equity and overall commitment. Join us this Tuesday to learn more on the Bottled Business Sense Show.

The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business.

Bill Bernard – WFBLegalConsulting.com
bill@wfblegalconsulting.com
949.698.6222
wfblegalconsulting.com/bottled-business-sense-show/

Rick Moscoso – Captivate365.com
rick@captivate365.com
949.667.1182

Steve Smith – GrowthSourceCoaching.com
steve@growthcoursecoaching.com
949.951.9163


Making collection calls is a skill you can develop. You have to be able to anticipate what the customer is going to say and be ready for anything, and you must remain in control of the call. For your collection call to be a success, it must always result in agreement as to what is to be done. Join us this Tuesday to learn more on the Bottled Business Sense Show.

The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business.

Bill Bernard – WFBLegalConsulting.com
bill@wfblegalconsulting.com
949.698.6222

Rick Moscoso – Captivate365.com
rick@captivate365.com
949.667.1182

Steve Smith – GrowthSourceCoaching.com
steve@growthcoursecoaching.com
949.951.9163


 

Do you know what is supposed to be placed in an employee’s personnel file? Are you aware of the rights that a current employee and a former employee have with regard to inspecting their personnel file? And do you know the penalties for an employer who fails to comply with inspection requests? Join us this Tuesday to learn more on the Bottled Business Sense Show.

The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 

Bill Bernard – WFBLegalConsulting.com
bill@wfblegalconsulting.com
949.698.6222
wfblegalconsulting.com/bottled-business-sense-show/

Rick Moscoso – Captivate365.com
rick@captivate365.com
949.667.1182

Steve Smith – GrowthSourceCoaching.com
steve@growthcoursecoaching.com
949.951.9163


Business owners need to understand how to connect their marketing with sales to be effective in getting new clients.

Does your sales efforts support your marketing proposition. Are you selling before you’ve qualified your prospects interest? Do you understand what your client really wants? Are you asking for the business? Is your marketing compelling enough to get them to contact you? And are you making the right impression so that selling is more relaxed?

Join Steve, Rick and Bill to learn how to create a marketing plan that generates leads and a sales approach that closes deals.

Steve Smith – GrowthSourceCoaching.com
steve@growthcoursecoaching.com
949.951.9163

Bill Bernard – WFBLegalConsulting.com
bill@wfblegalconsulting.com
949.698.6222

Rick Moscoso – Captivate365.com
rick@captivate365.com
949.667.1182


Are You Personally Liable for Business Debts? The answer depends largely on the structure of your business. If you did not form a specific business entity and you are the only owner of the business, you are probably a sole proprietor. A sole proprietorship is not a separate legal entity — which means you are personally responsible for all business debts and when you file for bankruptcy, you are really filing a personal bankruptcy. If your business was formed as a partnership, corporation, or limited liability company (LLC), whether you are liable for your company’s debts depends on other factors.

Join us to learn more on the Bottled Business Sense Show.

Bill Bernard – WFBLegalConsulting.com
bill@wfblegalconsulting.com
949.698.6222
wfblegalconsulting.com/bottled-business-sense-show/

Rick Moscoso – Captivate365.com
rick@captivate365.com
949.667.1182

Steve Smith – GrowthSourceCoaching.com
steve@growthcoursecoaching.com
949.951.9163


There are multiple factors involved when you develop a plan to get a business up and running—both from a pragmatic and legal point of view. This particular show highlights 5 of the important factors that every business person should implement in order to insure that his/her business foundation is on solid ground, and that it continues to operate smoothly over time.

Join us to learn more on our 100th Bottled Business Sense Show.

Bill Bernard – WFBLegalConsulting.com
bill@wfblegalconsulting.com
949.698.6222

Rick Moscoso – Captivate365.com
rick@captivate365.com
949.667.1182

Steve Smith – GrowthSourceCoaching.com
steve@growthcoursecoaching.com
949.951.9163